Four Best Apps to Help You Manage Your Finances

Four Best Apps to Help You Manage Your Finances

finappThe real key to being wealthy is successful management of your finances. The question is, how good are you in this area?

Many people actually struggle when it comes to their personal finances. Student loans, credit card debt, and rising costs are pushing many people to the brink. Luckily, there are many tools available to help those who are having trouble making ends meet.

While finance management requires certain soft skills such as analysis, persistence, and commitment, there are some apps that can also help you achieve your goals:

Mint

No personal finance app list will ever be complete without Mint. It’s a wonderfully designed free app that lets you perform almost any activity related to personal finance. It lets you:

  • Organize online banking transactions by allowing you to set up multiple accounts.
  • Create an easy-to-understand budget including a nifty chart on how much of your money goes to gas and fuel, entertainment, groceries, even coffee and mobile phone.
  • Set up alerts for bills, total credit available, or low balance.
  • Track investments.

Some of the features, such as FICO scores or cost-effective home loans and savings options, may not be applicable to users outside the US, but it does aid you in the more essential aspects of personal finance. Besides, you have nothing to lose since it’s free.

PayPal

There are a whole lot of mobile payment apps on the market today, and some are even designed for merchants. A good example is Flint Mobile, which allows you to receive credit card payments without extra equipment or swiping the plastic. The app already acts as the reader.

But whether you’re a merchant or a shopper, you can benefit from the PayPal app.

The PayPal app has an advantage over the others because:

  • It’s more well-known. It has millions of users around the world, and if you’re already an existing PayPal user, you don’t have to set up another account to use its mobile version.
  • It’s one of the most commonly used payment processors by e-commerce sites and even other mobile apps.
  • It runs on both iOS and Android.
  • It’s free.
  • It doesn’t require any special device, unlike Google Wallet that works with NFC-compatible devices only.

GEICO App

Most of the insurance-related apps are proprietary, so if you want to compare insurance rates, you may be compelled to download each of your prospect’s apps—or you can just request a quote first.

One of the most popular insurance apps is GEICO. It works in iOS, Android, and Windows devices. It also has a specially designed app for Kindle Fire users. It lets you access policies and pay bills anytime and anywhere.

NSE Mobile Trading

One of the highest-rated apps when you want to trade stocks online through your phone or tablet, NSE Mobile Trading is known for its incredibly fast updates on live rates. It has a well-organized interface that includes quotes, charts, market watch, and balances. You may also place orders directly through the app.